Rev Points Guide
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Are RevPoints really worth it?
You spend £/€400 monthly on groceries, utilities, and dining out. With the right Revolut plan, that's 16,000-24,000 points annually—enough for multiple flights or significant hotel discounts. But does the math actually add up for most users?
The Earning Reality
RevPoints value hinges entirely on your plan tier. Standard users earn a modest 1 point per £/€10 spent, requiring £/€50,000 in annual spending to accumulate just 5,000 points. Plus users fare similarly. The game changes with Premium (1 point per £/€4), Metal (1 point per £/€2), and especially Ultra (1 point per £/€1), where that same £/€50,000 generates 50,000 points
For context, a typical household spending £/€1,000 monthly on eligible purchases earns:
  • Standard/Plus: 1,200 points yearly
  • Premium: 3,000 points yearly
  • Metal: 6,000 points yearly
  • Ultra: 12,000 points yearly
Add upgrade bonuses (up to 10,000 points), 2x points on Revolut Stays bookings, and Spare Change round-ups (50 points per £/€1 rounded), and active users can realistically accumulate 15,000-25,000 points annually on premium tiers—assuming monthly spending of around £/€1,000.
Read more:
Best RevPoints conversion rates calculations
Where Your Points Go Furthest
The 1:1 airline miles conversion
The 1:1 airline miles conversion offers genuine value. For example, Madrid to Barcelona flights start at 4,500 miles, while seat selection costs 1,500+ and extra baggage just 1,000 miles—purchases that typically run £/€15-30. That's a solid return–about £/€0.015 – 0.025 per point.
Read more:
How to convert RevPoint into miles
Hotel discounts through Revolut Stays
Hotel discounts through Revolut Stays present mixed value: 5,000 points nets "up to £/€100 off," but the real example shows 15,957 points plus £/€40 in cash for a £/€115 reservation—a concerning 11% actual discount rate after a massive points investment.
If you don’t have enough RevPoints for a full booking redemption, you can still pay part of the price in pounds — and you’ll earn points on that portion too
Gift cards
Gift cards demand steep redemptions: 14,000 points for a £/€100 card in Amazon, Nike, Ryanair, and many more renowned brands effectively value each point at £/€0.007. Airport lounge entry requires 6,040 points for a £/€33 pass—just £/€0.005 per point.
The Bottom Line
RevPoints work brilliantly for frequent travellers on Metal or Ultra plans who can maximise airline miles transfers. If you're booking flights quarterly and spending £/€2,000+ monthly on your Revolut card, you'll see tangible returns—potentially £/€200-400 in travel value annually.
For Standard or Plus users with modest spending the mathematics is brutal. You'll wait years to accumulate enough points for meaningful redemptions, and the 3-year expiry timer creates real pressure.
Read more:
RevPoints limitations
Revolut Plans – Break-even Spend
This table below shows how much you need to spend each month for a paid Revolut plan to offset its cost purely through RevPoints earnings.
The logic is that the Premium plan costs £7.99/month and allows you to earn 1 point per £4 spent, and each point is worth £0.01. To earn back £7.99 in points, you need 799 points, which requires: 799 × £4 = £3,196 in monthly spending.
Here’s how this looks across other Revolut plans.
The verdict
RevPoints function best as a loyalty bonus that sweetens premium plan subscriptions, not as a standalone value proposition. Calculate your realistic annual spending, multiply by your plan's earning rate, and compare that to actual redemption costs. If the numbers don't excite you, they probably shouldn't—and that's perfectly fine.
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